Health Insurance Quote

 
health_net
Click on the links above and Do It Yourself.
Or call me if you need help or have questions.

Which company to choose?There are only 6 health insurance companies in our area that write Individual and Family Health Insurance.  These two are the only remaining companies that offer a PPO.

Health Net Enhanced Care PPO is the least expensive PPO on the market and their Community Care HMO is the least expensive HMO.  The Health Net Community Care Silver HMO is the best bang for the buck, the best value.  Be aware that there is a reason that these two plans are so inexpensive – their provider network is not as extensive as, for instance, Blue Shield

Twenty years ago there were many health insurance companies in California writing individual health insurance policies.  They had a wide variety of rates, plans and providers.  Now there are only a half dozen companies offering individual and family health insurance policies in Southern California and almost all of them are HMO’s or a variation of HMO. Only one of those companies is offering a reasonably priced PPO – Blue Shield.  The rates, coverage and providers are very similar, one to the other, amongst the few remaining companies.  Obamacare has greatly reduced competition.

You can click on the icon above and get a quote with only your zip code, date of birth and gender.  You can quote just yourself or your whole family.  You can add dental and life insurance, too.  I am always ready to help if you have questions.  And if you would rather just call me and have me quote it, I will be happy to do so.Once you have completed your quote, if you love it, you can apply right online.  It costs no more to go through a broker agent like me than it does to go directly to a company like Blue Shield and the bonus is that you have the broker, me, on your side to help you.

Or call or email to discuss your options:  626 584 6303

BUT…You can no longer apply for health insurance any old time you want!

Remember that since Obamacare is here you can only apply during the Open Enrollment Period beginning  next November 1st.  The only exceptions are if you have a Qualifying Life Event.  In other words something happened that you had no control over that left you without insurance during the period that enrollment is closed.  For instance you lost your job and your group policy, you moved to a different state and lost your coverage in your prior state, etc.